I've been programming for 30+ years. AI changed the game.

I've spent three decades building software — shipping products, wiring up systems, and watching wave after wave of technology arrive. AI is the biggest shift I've seen. Rather than write about it from the outside, I build with it, test it against real problems, and document what actually happens.

I'm not a guru and this isn't a course. It's a builder's notebook: come investigate and build this with me.

I build products, tools and experiments in public — AI apps, fintech plumbing, trading technology and automation. You can follow each one, from first idea to live, on the Build page. Shipped products live at 925free.com.

• AI coding agents & what they can actually ship
• Instant payments — FedNow, Fedwire, ACH, real-time settlement
• AI infrastructure — chips, data centers, power
• Local LLMs vs paid APIs
• Market-data pipelines & scanners

New builds, experiments and breakdowns — @TechnologyBully everywhere.